Smart System for Controlling and Optimizing Payment Gateways with Refund + Smart IPG

Product Introduction:

DigiPay introduces a powerful software solution that acts as an intermediary between selected Shaparak payment gateways and merchants. It employs artificial intelligence and advanced algorithms to dynamically evaluate and select gateways based on their performance, ensuring successful payment processing. The system operates in real-time, continually directing each merchant to the gateway with the highest probability of transaction success.

Technical Specifications:

Introduction of multiple bank accounts with the ability to allocate percentages for each account during settlement

Distribution ratio of sales revenue among self-owned accounts

Precise transaction distribution among different accounts with an error rate below 1%

Automatic refund capability without requiring specific knowledge of the payment gateway, solely based on purchase information

Equipped with error detection, anomaly detection, reporting, monitoring, and health checking processes

Flexibility to modify factors influencing gateway selection

Technical infrastructure implemented based on microservices architecture Server-side operating system: Linux

Monitoring tools: Prometheus, Grafana

Software development methodology: Scrum